Welcome to the Financing option at Manufactured Homes by Liz, where we strive to make your dream of owning a beautiful manufactured home in Texas a reality. We understand that finding the right financing option is crucial, and our team is here to guide you through the process, ensuring a seamless and stress-free experience.
Flexible Financing Solutions
At Manufactured Homes by Liz, we offer a variety of financing options to cater to the diverse needs of our customers. Whether you’re looking for flexibility in financing, zero down payment options, or comprehensive packages, we have the right solution for you. Here are the different loans we provide:
1. Chattel Loans:
- Chattel loans are a common financing option for manufactured homes, especially when the home is not permanently affixed to a foundation on owned land. These loans are secured by the manufactured home itself, rather than the land it sits on. As a result, they are often easier to obtain and have a quicker application process compared to traditional mortgages.
Key features of Chattel Loans:
- No real estate collateral required: The loan is secured solely by the manufactured home.
- Potentially faster approval: The application process may be quicker compared to traditional mortgages.
- Ideal for leased or rented land: Chattel loans are a suitable option when the homeowner is leasing or renting the land where the home is located.
2. Land in Lieu Zero Down:
- The Land in Lieu Zero Down financing option is designed for individuals who already own land and want to place a manufactured home on that land. This program allows you to use your owned land as collateral, eliminating the need for a down payment.
Key features of Land in Lieu Zero Down:
- Zero down payment: If you own the land, you won’t need to make a down payment on the manufactured home.
- Existing land used as collateral: The land you already own serves as collateral for the financing.
3. Land and Home Packages:
- Land and Home Packages provide a comprehensive solution that includes both the manufactured home and the land it will be placed on. This option simplifies the financing process and allows you to purchase both the home and the land together in one package.
Key features of Land and Home Packages:
- Convenience: Bundling the home and land purchase streamlines the buying process.
- Simplicity in financing: You have one financing package for both the home and the land, making it easier to manage financially.
- Permanent foundation: Often, Land and Home Packages involve the home being permanently affixed to a foundation on the owned land.
Please note that the availability of these financing options may vary based on your location, credit history, and other factors. Our dedicated team of financial experts will work closely with you to find the best financing solution that aligns with your specific requirements and ensures you have a smooth and satisfying home buying experience.
If you have any questions or need further information about our financing options, don’t hesitate to reach out to us. We are here to assist you in every step of the way to make your dream of owning a manufactured home in Texas a reality.
Why Choose Our Financing Options:
- Tailored Solutions: At Manufactured Homes by Liz, we believe that one size does not fit all. That’s why we offer a variety of financing solutions designed to meet your unique needs and financial circumstances. Our experienced financial experts will work closely with you to find the best option that aligns with your budget and preferences.
- Easy Application Process: We understand that financing can sometimes seem overwhelming. That’s why we’ve streamlined our application process to be as simple and straightforward as possible. Our team will assist you in gathering the necessary documentation and walk you through each step, ensuring a hassle-free experience.
- Competitive Rates: As a trusted partner with leading financial institutions, we can offer competitive interest rates and favorable terms. We believe in transparency, and there are no hidden fees or surprises along the way. Rest assured, you’ll have a clear understanding of the financing details before proceeding.
- Quick Approval Time: We value your time and know how important it is to move into your new home promptly. Our efficient financing process ensures quick approval times, so you can start planning your move without unnecessary delays.
- Expert Advice: Our financial experts are not just here to process paperwork; they are here to provide you with valuable advice and insights. Whether you have questions about loan terms, interest rates, or anything related to financing, we are here to address your concerns and provide clarity.
- Flexibility and Options: We offer a range of financing options, including traditional mortgages, FHA loans, VA loans, and more. Our goal is to give you the flexibility to choose the option that best suits your needs, allowing you to enjoy your new home with confidence and peace of mind.
How to Get Started:
- Explore Our Homes: Begin your journey by browsing our stunning collection of manufactured homes on our website or by visiting our showroom. Find the home that resonates with your vision, style, and preferences.
- Speak with Our Experts: Contact our friendly team to discuss your financing needs and explore the available options. We’ll gladly answer your questions and guide you towards the best financing solution for you.
- Complete Your Application: Once you’ve chosen your ideal home and financing option, our experts will help you with the application process, making sure you have all the required documents and information.
- Get Approved and Move In: With a quick approval process, you’ll soon receive the green light to finalize the purchase of your new manufactured home. Once the paperwork is complete, you can move in and start creating wonderful memories in your new home.
At Manufactured Homes by Liz, we are committed to helping you find not only the perfect home but also the perfect financing solution. Let us be your partner in making your homeownership dreams come true. Get started today and embark on the journey towards owning the home you’ve always envisioned.
List of documents needed:
1.Down Payment
2.Tax Returns 2021 and 2022
3.W2’s 2021 & 2022
4.Last check stub
5.Drivers license or ID
5.Social Security card
6.Deed (If using land)
7.Award letters (if receiving SSI or other)
Fast Pre-Approval Link
https://www.cognitoforms.com/ManufacturedHomesByLiz/ManufacturedHomesByLiz